Howard Lowenthal recently transitioned into the mortgage business after spending over 25 years in the automotive and finance industries. This transition into the mortgage sector has been a seamless one, as he has helped thousands purchase cars, and now is excited to help customers purchase their new homes. Howard prides himself on providing superior customer service, exceeding his clients’ expectations and treating every client as if they were a friend. Howard enjoys spending time with his wife Honey, twin daughters, Marley and Courtney, playing with his two dogs, and cheering on Baltimore sports teams in his free time. NMLS#1841733
Todd Cohen is one of the founders of Harbor Home Loans, LLC. A 17-year mortgage industry veteran, he has helped thousands of families achieve the American Dream. Todd has built a solid foundation of referral partners through his knowledge and consistent communication. Mr. Cohen has a long record of being a top producer, having made Presidents Club and having received other prestigious awards throughout his career. Todd specializes in high net-worth clients as well as Conventional, VA, FHA, and new construction loans. During his free time, he enjoys spending time with his wife, Elaine, and their two children, Landon and Dylan. NMLS#377902
Hal Blatt began his career in the mortgage industry at Owings Mills brokerage Newport Shores Mortgage, originating mortgage loans while attending Towson University. After graduating from Towson University with a Bachelor of Science in 2006, he went on to pursue a Juris Doctorate from the University of Maryland School of Law. Hal remains admitted to practice law in Maryland and Washington DC. After spending 6 years in the practice of law representing financial institutions, he craved a return to home financing having missed the joy of working with home buyers, providing trustworthy and expert guidance through the home purchase process, and the great satisfaction of settlement day when buyers’ dreams become reality. NMLS#1478327
